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What to expect

"A compelling roadmap to a financial and personal life well lived.” —William J. Bernstein, Bestselling author, The Four Pillars of Investing
"An honest guide to both financial success and how to live a meaningful life." —Nick Maggiulli, Bestselling author, Just Keep Buying and The Wealth Ladder

It's called personal finance for a reason.

How can we use our income and wealth to make ourselves happier? What drives our financial decisions? How should we think about retirement and the financial markets?

The answers to these questions vary for each of us.

Join renowned financial writer Jonathan Clements on a fascinating journey to explore the connection between money and the rest of our lives. In this thoughtful guide to personal finance, he covers a wealth of topics including effective savings and investing strategies, good financial habits, as well as insightful life lessons and sage advice for nurturing meaningful relationships and personal happiness.

Full of wisdom, humour and sentiment, Money and Me combines the articles Jonathan wrote for HumbleDollar with deeply personal anecdotes from his own life. He shares his reflections upon receiving a terminal cancer diagnosis and the subsequent financial decisions it prompted.

No matter your age or situation, you will be able to apply his wisdom to your own financial practices, and strive ever closer to the goal of financial freedom for yourself and your family.

Critics Review

In Money and Me, longtime Wall Street Journal columnist Jonathan Clements pieces together his most important lessons on wealth. Compiled following his terminal cancer diagnosis, this book is an honest guide to both financial success and how to live a meaningful life.
Nick Maggiulli, Best-selling author, Just Keep Buying and The Wealth Ladder
Faced with a fatal diagnosis, in his final months Jonathan Clements seamlessly connected financial health with personal fulfillment and produced this compelling roadmap to a financial and personal life well lived.
William J. Bernstein, Best-selling author, The Four Pillars of Investing
To devoted readers like me, who hung on every word and did what we were told, Jonathan was a patron saint of fiscal prudence.
Ron Lieber, Your Money columnist, NYT, and author, The Price You Pay For College

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Praise for My Money Journey

A real-life look at how messy, complex – but ultimately rewarding – a personal relationship with money can be.

Morgan Housel, Best-selling author, The Psychology of Money
I loved every bit of this wise book. Its financial success stories don’t owe to towering salaries or complicated investment strategies. Instead, the contributors chalk up their financial freedom and peace of mind to more relatable factors: healthy savings habits, common sense, and a dash of good luck. I saw a bit of my own story reflected in its pages, and it’s a good bet that you will, too.
Christine Benz, Morningstar’s director of personal finance
My Money Journey is a must-read for people – of any age or experience – who want to be better at managing their financial lives. It is chock full of real-world stories of financial and investing success, and challenge, from people ‘just like us’. There’s no better way to learn. Those stories, and the summary lessons from each contributor, provide a great road map for readers as they chart their own course to financial well-being.
Jack Brennan, Author, More Straight Talk on Investing and the former CEO and Chairman of Vanguard Group
Embedded in the unique and delightful financial life stories of 30 individuals are the most important lessons investors must learn. Financial security requires disciplined, regular saving and investing, minimizing costs (as through indexing) and taxes (as through Roth IRAs), and avoiding common blunders. Perhaps even more important than financial health, loving your work and having a genuine interest in others leads to a fulfilling life.
Burton G. Malkiel, Author, A Random Walk Down Wall Street (50th anniversary edition)
I read everything Jonathan Clements writes – he is always thoughtful, insightful and full of wisdom.
Barry Ritholtz, Founder of Ritholtz Wealth Management and host of The Bloomberg Podcast
Jonathan’s biggest gift was teaching all of us—gently—to make better decisions about life. to cherish our loved ones, to savor every day, to make a difference. His last book is also his most beautiful one.
Christine Benz, Director of Personal Finance and Retirement Planning, Morningstar

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