Skip to main content
Digital Audiobook
The Retirement Answer by Daniel C. Goldie

Listen to a sample

00:00
00:00

The Retirement Answer

Author
Daniel C. Goldie
Narrator
Daniel C. Goldie
Publisher
Pan Macmillan
Publish Date
29 September 2026
Run Time
7 hours
Format
Audiobook
Genre
Retirement, Personal finance, Private wealth management
$13.95

Log in to see your price

Gift

What to expect

Are you worried about your financial future in retirement? You're not alone.

Sixty-four percent of Americans are more afraid of running out of money in retirement than death.

Drawing on 35 years of experience, bestselling author and financial advisor Daniel Goldie offers you the solutions to all your questions in The Retirement Answer.

Packed with personal stories and anecdotes, this is an essential guide to overcoming the roadblocks of retirement planning, such as the fear of running out of money. It also provides practical tools like an Annual Retirement Checklist to make sure you stay on track.

The Retirement Answer focuses on the six critical decisions every retiree needs to make:

  • The Timing Decision: Discover not just if you can retire, but if you should retire, by weighing the financial and personal trade-offs involved.
  • The Social Security and Medicare Decisions: Learn how these programs work so you can maximize your benefits and avoid costly, lifelong penalties.
  • The Distribution Decision: Learn how to create a sustainable, tax-efficient income stream from your investments that will last a lifetime.
  • The Investment Decision: Make prudent investment decisions by understanding how markets work and how to manage risk in retirement.
  • The Legacy Decision: Define and plan for the financial and personal legacy you wish to leave for your family and community.


Whether you're planning for retirement or already there, it is never too late to learn these essential concepts and confidently prepare for your future.

The Retirement Answer provides the knowledge for a successful, financially stable life after work.

(Statistic from 2025 Allianz retirement study.)

Critics Review

  • The Retirement Answer is refreshingly honest, informative, and empowering – a must-read for anyone over 50. Daniel Goldie cuts through the noise and gives you the tools you need to stand on equal footing, providing education, structure, and a plan for success. I learned a lot from this book. I believe you will too.

    Billie Jean King, Sports Icon and Equality Champion

  • The Investment Answer changed my life. It gave me a framework for investing that was grounded in evidence, not emotion. Fifteen years later, I’m living proof that this philosophy works, and as I get closer to retirement, I couldn’t be more grateful that Daniel Goldie has written The Retirement Answer.

    Dave Goetsch, Writer and Executive Producer, The Big Bang Theory

  • There is no greater legacy than to meaningfully impact the lives of others. Daniel Goldie has accomplished this with The Retirement Answer! He walks you through the entire process – flowing from one logical topic to the next – in simple, understandable language. I will be purchasing the book for my five kids who are approaching retirement.

    Dick Gould Emeritus, Director of Tennis, Stanford University Winner of 17 NCAA titles, author, Anatomy of a Champion

  • The Retirement Answer is an engaging book offering fundamental and comprehensive preparation for pursuing the goal of a good retirement. Daniel Goldie delivers the foundation needed, framed within six key decision areas covering the entire scope of the retirement solution. His prose is clear and direct without technical jargon. Wherever one is in their lifecycle – beginning student to beginning retiree – the reader is in for a treat. Enjoy!

    Robert C. Merton School of Management Distinguished Professor of Finance, Massachusetts Institute of Technology John and Natty McArthur University Professor, emeritus, Harvard University Nobel Laureate, Economic Sciences 1997

See more reviews
  • I’ve dedicated my life to promoting the ideas Daniel Goldie champions in The Retirement Answer. In clear language and engaging stories, he helps you navigate the uncertainty surrounding retirement so you can develop a good plan that lets you relax and enjoy life.

    David Booth, Founder and Chairman, Dimensional Fund Advisors, and author, Stay Calm

  • Daniel Goldie combines a sophisticated understanding of financial decision-making with deep practical knowledge to help individuals navigate retirement challenges and opportunities. He does so in plain English, allowing the reader to benefit from highly technical research that few advisors properly comprehend.

    David J. Teece, Professor of the Graduate School, UC Berkeley

  • The Retirement Answer is both a history and a how-to book. It is full of practical advice, deep insights, and interesting facts. Daniel Goldie shows that it is possible to be in control of our financial future which makes this a very hopeful book.

    Bill Bradley, former United States Senator

User Reviews

No reviews yet.

Details
Author
Daniel C. Goldie
Narrator
Daniel C. Goldie
Duration
7 hours
Release Date
29 September 2026
ISBN
9781804094488
Format
Audiobook
Publisher
Pan Macmillan
Genre
Retirement, Personal finance, Private wealth management

Synopsis

Are you worried about your financial future in retirement? You're not alone.Sixty-four percent of Americans are more afraid of running out of money in retirement than death.Drawing on 35 years of experience, bestselling author and financial advisor Daniel Goldie offers you the solutions to all your questions in The Retirement Answer.Packed with personal stories and anecdotes, this is an essential guide to overcoming the roadblocks of retirement planning, such as the fear of running out of money. It also provides practical tools like an Annual Retirement Checklist to make sure you stay on track.The Retirement Answer focuses on the six critical decisions every retiree needs to make:The Timing Decision: Discover not just if you can retire, but if you should retire, by weighing the financial and personal trade-offs involved.The Social Security and Medicare Decisions: Learn how these programs work so you can maximize your benefits and avoid costly, lifelong penalties.The Distribution Decision: Learn how to create a sustainable, tax-efficient income stream from your investments that will last a lifetime.The Investment Decision: Make prudent investment decisions by understanding how markets work and how to manage risk in retirement.The Legacy Decision: Define and plan for the financial and personal legacy you wish to leave for your family and community.Whether you're planning for retirement or already there, it is never too late to learn these essential concepts and confidently prepare for your future.The Retirement Answer provides the knowledge for a successful, financially stable life after work.(Statistic from 2025 Allianz retirement study.)

About xigxag

xigxag is an independent, UK-based audiobook platform and the UK's only B Corp certified audiobook company. We offer nearly 150,000 audiobooks, all with professional human narration. No AI-generated voices. xigxag is rated an Ethical Consumer Best Buy for audiobooks and a top-rated ethical bookshop.

There is no subscription. You buy the audiobooks you want, you own them permanently, and prices start at $13.95. The more you listen over the year, the less you pay per book, and there is always a selection in Listen for Less from $7.95. You can also send audiobooks as gifts using our audiobook gift cards or in-app gifting.

Every audiobook on xigxag has honest reviews covering both the book and the narration, and our community features make it easy to share what you are listening to, discover what others recommend, and find your next listen.

Download or stream on iOS, Android, or in your browser. Browse the full catalogue at xigxag.co.uk.